Terms of service

DISCLAIMER

INTRODUCTION

1.1 Purpose

L5 Cards ("the Company") provides this disclaimer policy to outline the terms and conditions governing the use of the website l5cards.com ("the Website"). By accessing or using the Website, you agree to be bound by the terms and conditions set forth in this disclaimer policy. If you do not agree with these terms and conditions, you should not use the Website.

1.2 Scope

This disclaimer policy applies to all visitors, users, and customers of the Website. It governs your use of the Website and any information, products, or services offered through the Website. This policy does not extend to any third-party websites that may be linked to from the Website; you should review the terms and conditions and privacy policies of any such third-party websites before using them.

1.3 Acceptance

By accessing or using the Website, you acknowledge that you have read, understood, and agree to be bound by this disclaimer policy. If you do not agree to abide by these terms and conditions, you should refrain from accessing or using the Website.

1.4 Modification

The Company reserves the right to modify or amend this disclaimer policy at any time without prior notice. Any changes to the policy will be effective immediately upon posting on the Website. Your continued use of the Website after the posting of any revised policy indicates your acceptance of the changes.

1.5 Severability

If any provision of this disclaimer policy is found to be invalid or unenforceable under applicable law, such provision shall be severed from the policy, and the remaining provisions shall continue to be valid and enforceable.

NO WARRANTIES

2.1 General Disclaimer

The information, products, and services provided on the Website are provided "as is" and "as available" without any representations or warranties of any kind, express or implied. The Company makes no representations or warranties regarding the accuracy, completeness, reliability, suitability, or availability of the information, products, or services contained on the Website for any purpose.

2.2 No Endorsement

Any reference to any specific product, service, or third-party website on the Website does not constitute an endorsement or recommendation by the Company. The Company makes no representations or warranties regarding the quality, safety, legality, or suitability of any products or services offered by third parties mentioned on the Website.

2.3 No Guarantee

The Company does not guarantee that the Website will be uninterrupted, error-free, or free from harmful components. The Company does not warrant that defects will be corrected or that the Website or the server that makes it available are free of viruses or other harmful components.

2.4 Use at Your Own Risk

You acknowledge and agree that your use of the Website is at your own risk. The Company shall not be liable for any damages arising out of or in connection with your use of the Website, including but not limited to direct, indirect, incidental, consequential, or punitive damages.

2.5 Professional Advice

The information provided on the Website is for general informational purposes only and should not be construed as professional advice. You should not rely solely on the information provided on the Website for making decisions, and you should consult with a qualified professional before taking any action based on the information provided on the Website.

LIMITATION OF LIABILITY

3.1 Exclusion of Liability

To the fullest extent permitted by law, the Company shall not be liable for any direct, indirect, incidental, consequential, special, or exemplary damages, including but not limited to damages for loss of profits, goodwill, use, data, or other intangible losses arising out of or in connection with your use of the Website or any information, products, or services provided on the Website, regardless of whether such damages arise under theory of contract, tort (including negligence), strict liability, or otherwise, and even if the Company has been advised of the possibility of such damages.

3.2 Limitation of Damages

In no event shall the Company's total liability to you for all claims arising out of or in connection with your use of the Website exceed the amount paid by you, if any, to the Company for accessing or using the Website.

3.3 Exceptions

Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, so the above limitations may not apply to you. In such jurisdictions, the Company's liability shall be limited to the greatest extent permitted by law.

3.4 Basis of the Bargain

You acknowledge and agree that the limitations and exclusions of liability set forth in this disclaimer policy are fundamental elements of the basis of the bargain between you and the Company, and the Company would not be able to provide the Website without such limitations and exclusions.

PROFESSIONAL ADVICE DISCLAIMER

4.1 No Professional Relationship

The information provided on the Website is for general informational purposes only and should not be construed as professional advice. No professional-client relationship is formed by your use of the Website or by any communication between you and the Company, whether through the Website or via email.

4.2 Consultation with Professionals

You acknowledge and agree that you should not rely solely on the information provided on the Website for making decisions, and you should consult with a qualified professional before taking any action based on the information provided on the Website. Any reliance you place on such information is strictly at your own risk.

4.3 Accuracy of Information

While the Company strives to provide accurate and up-to-date information on the Website, it makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, or services provided on the Website. Any reliance you place on such information is strictly at your own risk.

ACCURACY OF INFORMATION

5.1 Information Accuracy

The Company strives to provide accurate and up-to-date information on the Website. However, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, or services provided on the Website. Any reliance you place on such information is strictly at your own risk.

5.2 Content Updates

While we endeavor to keep the information on the Website accurate and up-to-date, we make no guarantees or assurances that the information provided on the Website will always be accurate, complete, or current. The Company reserves the right to modify, update, or remove any information, products, or services provided on the Website at any time without prior notice.

5.3 Third-Party Content

The Website may contain content provided by third parties, including but not limited to user-generated content, advertisements, and sponsored content. The Company does not endorse or guarantee the accuracy, completeness, reliability, or suitability of any third-party content provided on the Website. Any reliance you place on such third-party content is strictly at your own risk.

EXTERNAL LINKS

6.1 Third-Party Links

The Website may contain links to third-party websites or resources. These links are provided for your convenience only and do not signify that we endorse the website(s) or resource(s). The Company has no control over the content, policies, or practices of third-party websites or resources, and we are not responsible for the content, accuracy, legality, or availability of any such websites or resources.

6.2 Link Disclaimer

The inclusion of any link on the Website does not imply endorsement by the Company of the linked website(s) or resource(s) or any association with their operators. Your use of any third-party website(s) or resource(s) linked to from the Website is solely at your own risk. You should review the terms and conditions and privacy policies of any such third-party website(s) or resource(s) before using them.

INTELLECTUAL PROPERTY RIGHTS

7.1 Ownership

The Company owns all intellectual property rights in and to the Website, including but not limited to copyrights, trademarks, trade secrets, and any other proprietary rights. The content, design, layout, graphics, and other elements of the Website are protected by applicable intellectual property laws and may not be reproduced, distributed, transmitted, displayed, or otherwise used without the prior written consent of the Company.

7.2 License

Subject to your compliance with the terms and conditions of this disclaimer policy, the Company grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Website for your personal and non-commercial use only. This license does not grant you any rights to use the Company's intellectual property except as expressly authorized by this disclaimer policy.

7.3 Trademarks

The trademarks, service marks, logos, and trade names displayed on the Website are registered and unregistered trademarks of the Company and may not be used in connection with any product or service that is not provided by the Company, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits the Company. All other trademarks not owned by the Company that appear on the Website are the property of their respective owners.

AFFILIATE DISCLOSURE

8.1 Affiliate Links

The Website may contain affiliate links, which means that the Company may earn a commission if you click on the link and make a purchase. The Company only participates in affiliate marketing programs for products and services that we believe in and that are relevant to our audience. However, we make no representations or warranties about the quality, safety, legality, or suitability of any products or services offered through affiliate links.

8.2 Transparency

The Company is committed to transparency and integrity in our affiliate marketing practices. We will always disclose any affiliate relationships or sponsored content prominently on the Website, in accordance with applicable laws and regulations. Any recommendations or endorsements of products or services made on the Website are based solely on our own experiences and opinions, and we strive to provide accurate and unbiased information to our users.

GOVERNING LAW

9.1 Jurisdiction

This disclaimer policy shall be governed by and construed in accordance with the laws of the State of [Insert State], United States, without regard to its conflict of law principles.

9.2 Venue

Any dispute arising out of or in connection with this disclaimer policy, including any questions regarding its existence, validity, or termination, shall be exclusively resolved by the state and federal courts located in [Insert County], [Insert State], United States.

9.3 Waiver of Jury Trial

You hereby waive any right to a jury trial in any proceeding arising out of or in connection with this disclaimer policy.

CHANGES TO THE DISCLAIMER

10.1 Modification

CONTACT INFORMATION

11.1 Questions or Concerns

If you have any questions or concerns about this disclaimer policy or the practices of the Company, please contact us at L5sportscards8@gmail.com

COPYRIGHT NOTICE

INTRODUCTION

1.1 Purpose

1.2 Scope

1.3 Acceptance

1.4 Modification

1.5 Severability

NO WARRANTIES

2.1 General Disclaimer

2.2 No Endorsement

2.3 No Guarantee

2.4 Use at Your Own Risk

2.5 Professional Advice

LIMITATION OF LIABILITY

3.1 Exclusion of Liability

3.2 Limitation of Damages

3.3 Exceptions

3.4 Basis of the Bargain

PROFESSIONAL ADVICE DISCLAIMER

4.1 No Professional Relationship

4.2 Consultation with Professionals

4.3 Accuracy of Information

ACCURACY OF INFORMATION

5.1 Information Accuracy

5.2 Content Updates

5.3 Third-Party Content

EXTERNAL LINKS

6.1 Third-Party Links

6.2 Link Disclaimer

INTELLECTUAL PROPERTY RIGHTS

7.1 Ownership

7.2 License

7.3 Trademarks

AFFILIATE DISCLOSURE

8.1 Affiliate Links

8.2 Transparency

GOVERNING LAW

9.1 Jurisdiction

This disclaimer policy shall be governed by and construed in accordance with the laws of the State of [Insert State], United States, without regard to its conflict of law principles.

9.2 Venue

9.3 Waiver of Jury Trial

You hereby waive any right to a jury trial in any proceeding arising out of or in connection with this disclaimer policy.

CHANGES TO THE DISCLAIMER

10.1 Modification

CONTACT INFORMATION

11.1 Questions or Concerns

If you have any questions or concerns about this disclaimer policy or the practices of the Company, please contact us at contact@l5cards.com.

TERMS AND CONDITIONS

INTRODUCTION

This document, henceforth referred to as the "Terms and Conditions," governs the use of the website l5cards.com, operated by L5 Cards ("the Company"). The website specializes in the sale of sports cards, Pokemon cases, and collectible trading cards. These Terms and Conditions set forth the legally binding terms for your use of the website and purchase of products from L5 Cards.

By accessing, browsing, or using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not accept the terms and conditions outlined herein, you are advised not to use this website or any services provided by L5 Cards. These Terms and Conditions also extend to any other websites or services that we may operate, with the exception of any third-party websites that L5 Cards may provide links to, which are governed by their respective terms and policies.

The website l5cards.com is an online platform that allows users to browse, select, and purchase a wide range of trading cards and collectibles. The products are subject to the fluctuating market conditions characteristic of the trading cards market, influencing their availability and pricing. The Terms and Conditions cover various aspects of the usage of the website, including user registration, the ordering process, shipping, returns, intellectual property, and dispute resolution.

The Company reserves the right to modify, alter, or update these Terms and Conditions at any time, and such modifications shall be effective immediately upon posting of the modified terms on the website. Your continued use of the website after amendments are posted constitutes an acknowledgment and acceptance of the Terms and Conditions and its modifications. Except as provided in this paragraph, these Terms and Conditions may not be amended.

USER REGISTRATION AND ACCOUNT

2.1 Registration Requirements: To fully utilize the services offered by l5cards.com, users may be required to register and create an account. During the registration process, users are required to provide current, complete, and accurate information as prompted by the registration form. Users agree to maintain and promptly update their registration data to keep it true, accurate, current, and complete. If the Company suspects that such information is untrue, inaccurate, not current, or incomplete, L5 Cards has the right to suspend or terminate the account and refuse any and all current or future use of the website or any portion thereof.

2.2 Account Security: Upon completing the registration process, you will create a username and password. Maintaining the confidentiality of this password and username is your responsibility. You agree to (a) immediately notify L5 Cards of any unauthorized use of your account or any other breach of security, and (b) ensure that you exit from your account at the end of each session. L5 Cards will not be liable for any loss or damage arising from your failure to comply with this section.

2.3 Account Usage: Your account is personal to you and you may not provide any third party with access to this site using your account. You agree to be responsible for all activities that occur under your account or password. L5 Cards reserves the right to refuse service, terminate accounts, remove or edit content, or cancel orders in its sole discretion.

2.4 Age Restriction: The use of l5cards.com and its services is limited to parties who can lawfully enter into and form contracts under applicable law. Minors (those under the age of 18) are not permitted to use or register for the website without the supervision of a parent or legal guardian.

2.5 Account Termination: L5 Cards may, at its sole discretion, terminate your account or your use of the website at any time. You are personally liable for any orders that you place or charges that you incur prior to termination. L5 Cards reserves the right to change, suspend, or discontinue all or any aspects of the website at any time without prior notice.

PRODUCTS AND SERVICES

3.1 Description of Products and Services: L5 Cards offers a diverse range of sports cards, Pokemon cases, and collectible trading cards. These products are subject to the dynamic and fluctuating nature of the trading cards market, which influences their availability, rarity, and pricing. The Company strives to provide accurate product descriptions and visual representations. However, L5 Cards does not warrant that product descriptions, images, or other content of the website is accurate, complete, reliable, current, or error-free. If a product offered by L5 Cards is not as described, your sole remedy is to return it in unused condition in accordance with our Returns and Refunds policy.

3.2 Product Availability: The availability of products on l5cards.com may vary, and certain items may be limited in quantity. The Company reserves the right to limit the quantities of any products or services that we offer. All descriptions of products or product pricing are subject to change at any time without notice, at the sole discretion of the Company. L5 Cards also reserves the right to discontinue any product at any time.

3.3 Changes to Products and Services: L5 Cards may make changes to its products and services at any time without notice. These changes may include discontinuation, modifications, and updates of any product or service. The Company is not liable to any user or third party for any modification, price change, suspension, or discontinuance of the Service.

3.4 Product Use: The products available on l5cards.com are intended for purchase and use by collectors, hobbyists, and enthusiasts. The use of these products for any illegal or unauthorized purpose is strictly prohibited.

ORDERING PROCESS

4.1 Placing an Order: To place an order on l5cards.com, select the desired product(s), add them to your shopping cart, and proceed to checkout. You will be required to provide certain necessary information, including but not limited to your name, shipping address, billing address, and payment information. By placing an order, you represent and warrant that you are authorized to use the designated payment method and that you authorize us (or our third-party payment processor) to charge your payment method for the total amount of your order (including any applicable taxes and other charges).

4.2 Order Confirmation: After placing an order, you will receive an email confirmation from L5 Cards acknowledging that we have received your order. This confirmation does not signify our acceptance of your order, nor does it constitute confirmation of our offer to sell; it is merely an acknowledgment that we have received your order. L5 Cards reserves the right at any time after receiving your order to accept or decline your order for any reason. If L5 Cards cancels an order after you have already been billed, L5 Cards will refund the billed amount.

4.3 Order Cancellation: Due to the rapid fluctuation in the trading cards market, all sales made on l5cards.com are considered final. However, L5 Cards acknowledges that exceptional circumstances may arise. Therefore, order cancellation requests will be considered on a case-by-case basis and solely at the discretion of the Company. If an order is canceled after it has been shipped, it will be treated as a return, and you will be responsible for paying the shipping costs for returning the item.

4.4 Accuracy of Billing Information: Orders are processed subject to the verification of billing information. You agree to provide current, complete, and accurate purchase and account information for all purchases made at our store. You also agree to promptly update account and payment information, including email address, payment method, and payment card expiration date, so that we can complete your transactions and contact you as needed.

4.5 Refusal of Order: L5 Cards reserves the right to refuse any order you place with us. In the event that we make a change to or cancel an order, we may attempt to notify you by contacting the email and/or billing address/phone number provided at the time the order was made. We reserve the right to limit or prohibit orders that, in our sole judgment, appear to be placed by dealers, resellers, or distributors.

PRICES AND PAYMENT

5.1 Pricing Policy: The prices for products available for purchase through l5cards.com are detailed on the website. L5 Cards reserves the right to change prices for products at any time, and to correct pricing errors that may inadvertently occur. The final charge to your payment method may include sales tax, calculated in accordance with applicable state and local laws based on the address provided for the order. Prices for products are subject to change without notice.

5.2 Payment Methods: L5 Cards accepts various forms of payment as specified on the website, including but not limited to credit cards, debit cards, and other electronic payment methods. By submitting such information, you grant L5 Cards the right to provide this information to third parties for purposes of facilitating the completion of purchases. Verification of information may be required prior to the acknowledgment or completion of any purchase.

5.3 Payment Processing: All payments made on l5cards.com are processed through a secure payment gateway. L5 Cards employs reasonable measures to ensure the security of your payment information; however, the Company cannot guarantee that unauthorized third parties will never be able to defeat those measures. L5 Cards is not responsible for any damages or losses resulting from the unauthorized use of your payment method.

5.4 Billing Accuracy: You agree to provide current, complete, and accurate purchase and account information for all purchases made at l5cards.com. You are responsible for updating your account and other information, including your email address, credit card numbers, and expiration dates, so that we can complete your transactions and contact you as needed.

5.5 Price Adjustments and Errors: If a product's listed price is lower than its actual price, L5 Cards will, at its discretion, either contact you for instructions before shipping or cancel the order and notify you of such cancellation. If the order has been shipped, you agree to either return the product or pay the difference between the actual and charged prices.

SHIPPING AND DELIVERY

6.1 Shipping Policy: L5 Cards ships exclusively within the United States. Orders are typically processed and shipped within 1-2 business days, depending on product availability. The delivery time after shipping may vary based on the destination and the shipping service selected. Shipping and delivery dates provided by L5 Cards are estimates only and are not guaranteed.

6.2 Shipping Charges: Shipping charges for your order will be calculated and displayed at checkout and are subject to change without notice. The shipping cost is based on the weight, size, and destination of the order. You are responsible for all shipping costs unless otherwise specified.

6.3 Order Tracking: Once an order is shipped, L5 Cards will provide you with a tracking number by email. You can use this tracking number to monitor the status of your shipment via our website or the carrier’s website.

6.4 Delivery: Delivery of items purchased from l5cards.com will be completed when the items are handed over to the shipping carrier. You bear all risks of loss and damage to the products from that point. Delivery to an incorrect address provided by you will not be considered a misdelivery by L5 Cards.

6.5 International Shipping: L5 Cards currently does not ship products outside of the United States. All orders must have a valid U.S. shipping address.

6.6 Shipping Delays: L5 Cards is not responsible for delays in shipping or delivery due to natural disasters, carrier delays, or other factors beyond our control. We will work to ensure your order is delivered as quickly as possible, but we are not liable for delays outside of our control.

6.7 Inspection on Delivery: Upon delivery, you are responsible for inspecting your order for any damage or discrepancies. If you find any issues with your order, please contact L5 Cards at contact@l5cards.com promptly to address the concern. Failure to report damage or discrepancies within a reasonable time frame may affect your ability to receive a refund or replacement.

RETURNS AND REFUNDS

7.1 Return Policy: In alignment with the unique nature of the trading cards market and the rapid fluctuations in value, L5 Cards maintains a strict 'All Sales are Final' policy. Returns, exchanges, or refunds are generally not accepted. This policy is in place to maintain the integrity of the pricing and rarity of the items sold.

7.2 Exceptions to the Return Policy: Notwithstanding the above, L5 Cards will accept returns under limited circumstances. Returns are permissible only in cases where the product is found to be damaged upon arrival or not as described on the product page at l5cards.com. In such cases, the following conditions apply:

Notification Requirement: You must notify L5 Cards at contact@l5cards.com within a specified period from the date of delivery, detailing the damage or discrepancy. The specific time frame for this notification will be clearly mentioned on the product page or in your order confirmation.
Proof of Damage or Discrepancy: Upon notifying L5 Cards, you may be required to provide photographic evidence or other proof to validate the claim of damage or discrepancy.
Return Authorization: All returns require a Return Merchandise Authorization (RMA) from L5 Cards. Unauthorized returns will not be accepted. The RMA process will be detailed in the communication with L5 Cards following your initial notification of the issue.
Condition of Returned Goods: Products must be returned in the same condition in which they were received. This includes the original packaging and any accompanying materials or accessories.
Refund Processing: Once your return is received and inspected, L5 Cards will send you an email to notify you of the approval or rejection of your refund. If approved, your refund will be processed, and a credit will automatically be applied to your original method of payment within a certain number of days.

7.3 Shipping Costs for Returns: Unless the return is due to an error on the part of L5 Cards, you will be responsible for paying for your own shipping costs for returning the item. Shipping costs are non-refundable. If you receive a refund, the cost of return shipping may be deducted from your refund.

7.4 Limitations: L5 Cards reserves the right to refuse a return or exchange if the returned merchandise does not meet our return criteria. Items returned damaged or with missing parts for reasons not due to our error may receive a partial refund or may be rejected entirely.

INTELLECTUAL PROPERTY RIGHTS

8.1 Ownership of Intellectual Property: All content included on l5cards.com, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the site, is the property of L5 Cards or its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights. You agree to observe and abide by all copyright and other proprietary notices, legends, or other restrictions contained in any such content and not to make any modifications thereto.

8.2 Trademarks: The trademarks, service marks, graphics, and logos used in connection with l5cards.com are trademarks or registered trademarks of L5 Cards or L5 Cards’ licensors. Other trademarks, service marks, graphics, and logos used in connection with the website may be the trademarks of other third parties. Your use of the website grants you no right or license to reproduce or otherwise use any L5 Cards or third-party trademarks.

8.3 Use of Site Content: The content on l5cards.com is provided for informational purposes only. You are granted a limited license to access and make personal use of this site and not to download (other than page caching) or modify it, or any portion of it, except with the express written consent of L5 Cards. This license does not include any resale or commercial use of this site or its contents; any collection and use of any product listings, descriptions, or prices; any derivative use of this site or its contents; or any use of data mining, robots, or similar data gathering and extraction tools.

8.4 Prohibited Uses: You are prohibited from using the site or its content for any illegal purpose; to solicit others to perform or participate in any unlawful acts; to violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances; to infringe upon or violate our intellectual property rights or the intellectual property rights of others; to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability; to submit false or misleading information; or to upload or transmit viruses or any other type of malicious code.

8.5 Copyright Infringement Claims: If you believe that your copyrighted work has been copied in a way that constitutes copyright infringement and is accessible on l5cards.com, you may notify L5 Cards in accordance with the Digital Millennium Copyright Act (DMCA). The procedure for making a DMCA claim will be available on the website or upon request from L5 Cards.

PRIVACY AND DATA PROTECTION

9.1 Commitment to Privacy: L5 Cards recognizes the importance of your privacy and is committed to protecting the personal information you provide to us. This section outlines our practices regarding the collection, use, and disclosure of your personal information through your use of l5cards.com.

9.2 Collection of Personal Information: When you register on the site, place an order, subscribe to a newsletter, or engage in other activities, services, features, or resources available on our site, we collect personally identifiable information, such as names, email addresses, mailing addresses, phone numbers, and credit card information. You may, however, visit our site anonymously. We will collect personal identification information from you only if you voluntarily submit such information to us.

9.3 Use of Collected Information: The personal information we collect may be used in the following ways:

To personalize your experience on l5cards.com.
To improve our website based on your information and feedback.
To improve customer service by effectively responding to your customer service requests and support needs.
To process transactions. Your information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without your consent, other than for the express purpose of delivering the purchased product or service requested.
To administer contests, promotions, surveys, or other site features.
To send periodic emails regarding your order or other products and services.

9.4 Protection of Your Information: We implement a variety of security measures to maintain the safety of your personal information when you place an order or access your personal information. These measures include the use of secure servers, encrypted connections, and compliance with Payment Card Industry (PCI) data security standards.

9.5 Sharing of Personal Information: We do not sell, trade, or rent users' personal identification information to others. We may share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with our business partners, trusted affiliates, and advertisers for the purposes outlined above. We may use third-party service providers to help us operate our business and the site or administer activities on our behalf, such as sending out newsletters or surveys. We may share your information with these third parties for those limited purposes provided that you have given us your permission.

DISPUTE RESOLUTION

10.1 Governing Law: The Terms and Conditions of l5cards.com shall be governed by and construed in accordance with the laws of the state in which L5 Cards is incorporated, without giving effect to any principles of conflicts of law.

10.2 Agreement to Arbitrate: Any dispute or claim relating in any way to your use of l5cards.com, or to any products or services sold or distributed by L5 Cards or through l5cards.com, shall be resolved by binding arbitration, rather than in court, except that you may assert claims in small claims court if your claims qualify. The Federal Arbitration Act and federal arbitration law apply to this agreement.

10.3 Arbitration Procedures: The arbitration will be conducted by a neutral arbitrator, whose decision will be final and binding, and may be entered as a judgment in any court of competent jurisdiction. The arbitration shall be conducted in the state where L5 Cards is headquartered, or at another mutually agreed location. The prevailing party in any arbitration or litigation will be entitled to recover all costs and expenses, including reasonable attorney fees.

10.4 Class Action Waiver: You agree that any arbitration or proceeding shall be limited to the dispute between us and you individually. To the full extent permitted by law, (a) no arbitration or proceeding shall be joined with any other; (b) there is no right or authority for any dispute to be arbitrated or resolved on a class action-basis or to utilize class action procedures; and (c) there is no right or authority for any dispute to be brought in a purported representative capacity on behalf of the general public or any other persons.

10.5 Exceptions to Arbitration: You and L5 Cards agree that the following disputes are not subject to the above provisions concerning binding arbitration: (a) any disputes seeking to enforce or protect, or concerning the validity of, any of your or L5 Cards’ intellectual property rights; (b) any dispute related to, or arising from, allegations of theft, piracy, invasion of privacy, or unauthorized use; and (c) any claim for injunctive relief.

TERMINATION OF ACCOUNTS OR SERVICES

11.1 Termination by L5 Cards: L5 Cards reserves the right, in its sole discretion, to terminate your access to the l5cards.com website and the related services or any portion thereof at any time, without notice. Grounds for such termination include but are not limited to (a) breaches or violations of the Terms and Conditions or other incorporated agreements or guidelines, (b) requests by law enforcement or other government agencies, (c) discontinuance or material modification to the website (or any part thereof), (d) unexpected technical or security issues or problems, and (e) engagement in fraudulent or illegal activities.

11.2 Termination by User: You may terminate your account and your use of l5cards.com services at any time by contacting L5 Cards at contact@l5cards.com with your request. Your termination will take effect upon L5 Cards processing your request, and L5 Cards will confirm the termination once processed.

11.3 Effect of Termination: Upon termination of your account, your right to use the l5cards.com services will immediately cease. If your account or access to the l5cards.com services is terminated, L5 Cards reserves the right to delete all your data and information stored on its servers. After the termination of your account, L5 Cards has no obligation to maintain or forward any content or information from your account.

11.4 Survival: The rights and obligations of the parties under these Terms and Conditions, which by their nature should survive the termination of your account, will remain in effect after such termination.

ELECTRONIC COMMUNICATIONS

12.1 Consent to Electronic Communications: By using l5cards.com and/or registering for an account, you consent to receiving electronic communications from L5 Cards. These electronic communications may include notices about applicable fees and charges, transactional information, and other information concerning or related to the website and services provided by L5 Cards. These communications are part of your relationship with L5 Cards and you receive them as part of your subscription to or use of the l5cards.com services.

12.2 Electronic Notices: All notices, disclosures, and other communications that we provide to you electronically will satisfy any legal requirement that such communications be in writing. When you use l5cards.com or send emails to L5 Cards, you are communicating with us electronically and consent to receive electronic communications related to your use of the website. We will communicate with you by email or by posting notices on l5cards.com.

12.3 Updating Your Contact Information: It is your responsibility to keep your email address up to date so that L5 Cards can communicate with you electronically. You understand and agree that if L5 Cards sends you an email but you do not receive it because your email address is incorrect, out of date, blocked by your service provider, or you are otherwise unable to receive electronic communications, L5 Cards will be deemed to have provided the communication to you effectively.

12.4 Opt-Out Option: If you do not wish to receive future electronic communications, you may opt-out by adjusting your account settings or by contacting L5 Cards at contact@l5cards.com. Please be aware that opting out of receiving electronic communications may affect your use of l5cards.com and the services offered therein.

LICENSE AND SITE ACCESS

13.1 Grant of License: L5 Cards grants you a limited, non-exclusive, non-transferable, revocable license to access and use l5cards.com strictly in accordance with the Terms and Conditions. This license does not include any resale or commercial use of l5cards.com or its contents; any collection and use of any product listings, descriptions, or prices; any derivative use of l5cards.com or its contents; any downloading or copying of account information for the benefit of another merchant; or any use of data mining, robots, or similar data gathering and extraction tools.

13.2 Restrictions on Use: You may use the website only for lawful purposes and in accordance with these Terms and Conditions. You agree not to use the website:

In any way that violates any applicable federal, state, local, or international law or regulation.
For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way by exposing them to inappropriate content, asking for personally identifiable information, or otherwise.
To transmit, or procure the sending of, any advertising or promotional material without our prior written consent, including any "junk mail," "chain letter," "spam," or any other similar solicitation.
To impersonate or attempt to impersonate L5 Cards, a L5 Cards employee, another user, or any other person or entity.
In any way that infringes upon the rights of others, or in any way is illegal, threatening, fraudulent, or harmful, or in connection with any unlawful, illegal, fraudulent, or harmful purpose or activity.

13.3 Termination of License: The license granted to you by L5 Cards shall automatically terminate if you violate any of these restrictions and may be terminated by L5 Cards at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY

14.1 No Warranties: The l5cards.com website and all information, content, materials, products (including software), and services included on or otherwise made available to you through this website are provided by L5 Cards on an "as is" and "as available" basis, unless otherwise specified in writing. L5 Cards makes no representations or warranties of any kind, express or implied, as to the operation of the l5cards.com website or the information, content, materials, products (including software), or services included on or otherwise made available to you through the l5cards.com website, unless otherwise specified in writing.

14.2 Disclaimer of Warranties: You expressly agree that your use of the l5cards.com website is at your sole risk. To the full extent permissible by applicable law, L5 Cards disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. L5 Cards does not warrant that the l5cards.com website; information, content, materials, products (including software), or services included on or otherwise made available to you through the l5cards.com website; their servers; or electronic communications sent from L5 Cards are free of viruses or other harmful components.

14.3 Limitation of Liability: L5 Cards will not be liable for any damages of any kind arising from the use of the l5cards.com website or from any information, content, materials, products (including software), or services included on or otherwise made available to you through the l5cards.com website, including, but not limited to direct, indirect, incidental, punitive, and consequential damages, unless otherwise specified in writing.

14.4 Essential Basis of the Agreement: The disclaimers, exclusions, and limitations of liability set forth in these Terms and Conditions form an essential basis of the agreement between you and L5 Cards, and, absent any of such disclaimers, exclusions, or limitations of liability, the provisions of these Terms and Conditions, including, without limitation, any economic terms, would be substantially different.

CHANGES TO TERMS AND CONDITIONS

15.1 Right to Modify Terms: L5 Cards reserves the right, at its sole discretion, to change, modify, add, or remove portions of these Terms and Conditions at any time. It is your responsibility to check these Terms and Conditions periodically for changes. Your continued use of the l5cards.com website following the posting of changes will mean that you accept and agree to the changes.

15.2 Notification of Changes: As part of our policy, any changes to these Terms and Conditions will be communicated to our users through an appropriate channel, such as an email notification or a prominent notice on our website. The date of the last revision of these Terms and Conditions will be indicated at the top of this page.

15.3 Acceptance of Changes: By continuing to use the l5cards.com website after changes are made, you agree to be legally bound by the revised or updated Terms and Conditions. If you do not agree with the changes, you should discontinue your use of the l5cards.com website.

15.4 Historical Versions: L5 Cards may, but is not obligated to, keep archived versions of these Terms and Conditions. We encourage you to print or save a copy of these Terms and Conditions and any changes for your records.

MISCELLANEOUS

16.1 Severability: If any provision of these Terms and Conditions is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of the Terms and Conditions remain in full force and effect.

16.2 Waiver: The failure of L5 Cards to exercise or enforce any right or provision of these Terms and Conditions shall not constitute a waiver of such right or provision. Any waiver of any provision of these Terms and Conditions will be effective only if in writing and signed by L5 Cards.

16.3 Assignment: You may not assign or transfer these Terms and Conditions, by operation of law or otherwise, without L5 Cards’ prior written consent. Any attempt by you to assign or transfer these Terms and Conditions, without such consent, will be null and of no effect. L5 Cards may assign or transfer these Terms and Conditions, at its sole discretion, without restriction. Subject to the foregoing, these Terms and Conditions will bind and inure to the benefit of the parties, their successors, and permitted assigns.

16.4 Relationship of the Parties: Nothing in these Terms and Conditions shall be construed to create a partnership, joint venture, or employment relationship between you and L5 Cards.

16.5 Entire Agreement: These Terms and Conditions constitute the entire agreement between you and L5 Cards and govern your use of the l5cards.com website, superseding any prior agreements between you and L5 Cards (including, but not limited to, any prior versions of the Terms and Conditions).

16.6 Headings: The headings and section titles in these Terms and Conditions are for convenience only and have no legal or contractual effect.

16.7 Notices: Any notices or other communications provided by L5 Cards under these Terms and Conditions, including those regarding modifications to these Terms and Conditions, will be given: (i) via email; or (ii) by posting to the l5cards.com website. For notices made by e-mail, the date of receipt will be deemed the date on which such notice is transmitted.

16.8 Force Majeure: L5 Cards shall not be liable for any failure to perform its obligations hereunder where such failure results from any cause beyond L5 Cards’ reasonable control, including, without limitation, mechanical, electronic, or communications failure or degradation.

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